Honest advise you can count on, for all of your mortgage needs. Purchases, refinances, switch/transfers and pre-approvals. Specializing in residential 1st and 2nd mortgages, first time home buyers, self-employed, rental properties and more. Let my over 30 years of mortgage brokering experience work for you, to get you the lowest rate with the flexibility needed. No cost for standard mortgage financing. OAC.